5 Tips for Improving Your Money Mindset and Charging What You’re Worth

Money mindset is basically how you see yourself and your relationship with money and the stories you tell yourself around it.

The first thing to realise about your money mindset is that you can begin to change it as soon as you decide to do so. 

As Louise Hay says “It’s only a thought and a thought can be changed” So wherever you are at the moment in your relationship with money, know that you can start to make changes that are meaningful for you. 

Identify your limiting beliefs and then flip them…tell a new story 

At the beginning of my workshops or strategy days with clients, I like to spend a few moments and set the intention that the experience is powerful, meaningful and a turning point on their life and business, so let’s do the same here. 

What would you mot like to change about your money mindset right now ? What comes to mind first? 

Are you undercharging so that people will like you? Over delivering so that your clients think you’re “nice” or do you feel awkward talking about money? 

Whatever comes up for you, flip the thought into an empowering new story. 

If you consistently undercharge you could use an affirmation like “I give myself permission to charge well for my services and allow myself to be well paid” 

What beliefs can you flip? Check out my IG page, @JospehJames_Official for money affirmations and coaching videos. 

Practice talking about money  

One of the keys to upgrading your money mindset is to get really comfortable talking about money. One of the things I love coaching my clients on is how to use empowering money language and get comfortable talking numbers. 

If you feel awkward talking about your pricing, your potential client will pick up on that. 

A tip I gave in a recent class was to practice talking about your pricing so much that it becomes natural and easy. The first time you quote your fees should not be with a potential client or customer. 

The same goes for any money situation that you might find uncomfortable. Practice talking about it so that it feels natural and easy. 

Get clear on what you bring to the table 

You have a unique set of skills, experiences and talents that you bring to the table and you deserve to be well paid for your time and energy (without apology or justification)

Make a list of all of the things in your life that you’ve achieved, overcome, learned, invested in, helped others through etc- those are priceless! 

This is a really powerful exercise to do because it shows you what amazing things you bring to the table.

As I often say in my workshops – The things that are normal and obvious for you can be life changing for your clients an customers when you own them and present them with confidence. 

Highlight your credibility, experience and knowledge 

Once you’ve gotten clear on all of the things that you bring to the table, it’s time to highlight them. Do this in your marketing, in your social media posts, your about me page, your business discussions / CV. 

The things that might seem normal or obvious to you actually paint a powerful picture. 

Change your money language 

I recorded a podcast a few weeks ago about eliminating the word sorry from your money language. Why? Because you have nothing to apologise for and using that sort of language actually disempowers you. 

Instead of saying “Sorry, I’ll need to charge for that” choose to step into more empowering language and say something like “ I can definitely help with that, here’s how to book some time with me to go over this (or whichever example is appropriate for your industry).

Any time you find yourself about to use disempowering language, pause, take a deep breath and use language that feels authentic and empowering for you. 

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